Break Barriers, Not Dreams
We help international students and skilled migrants take the next step to relocate to Australia—without upfront financial stress.
ENPL
Enrol Now Pay Later
International students are often challenged with demonstrating full Proof of Funds under a restricted timeframe
ENPL is a student friendly solution that demonstrates POF for visa purposes in a simple, quick and affordable structure
PAYL
Pay As You Learn
International students often struggle with large upfront education-related costs causing financial stress
PAYL helps you break down your education costs into smaller, more manageable fortnightly payments
PAYW
Pay As You Work
Skilled migrants often have job offers but do not have the upfront funds to relocate.
PAYW covers upfront relocation costs with flexible repayments once you start work
Vision. Mission. Values.
Vision
To help global talent to unlock education, employment, and settlement opportunities in Australia and beyond.
Mission
To empower international students and skilled migrants with equitable financial solutions that eliminate upfront barriers.
Values
Access: We open doors to credit where others close them.
Equity: We lend based on capability and character, not legacy credit scores.
Community: We grow with our customers—students, agents, educators, and employers.
Our Why
We Align with United Nation’s Sustainable Development Goals – for the benefit of our customers
4 – Quality Education
Ensure inclusive and equitable quality education and promote life-long learning opportunities for all
8 – Decent Work & Economic Growth
Promote sustained, inclusive and sustained economic growth, full and productive employment and decent work for all
10 – Reduced Inequalities
Reduce inequalities within and among countries
Agents: Partner With Us
Help More Students Succeed
Partner with EdFin to help your students achieve goals and boost visa approvals.
