Break Barriers, Not Dreams

We help international students and skilled migrants take the next step to relocate to Australia—without upfront financial stress.

ENPL

Enrol Now Pay Later 

International students often struggle with large upfront education-related costs causing financial stress

PAYL helps you break down your education costs into smaller, more manageable fortnightly payments

PAYL

Pay As You Learn

International students often struggle with large upfront education-related costs causing financial stress

PAYL helps you break down your education costs into smaller, more manageable fortnightly payments

PAYW

Pay As You Work

Skilled migrants often have job offers but do not have the upfront funds to relocate.

PAYW covers upfront relocation costs with flexible repayments once you start work

 Vision, Mission, Values

Vision

 To help global talent to unlock education, employment, and settlement opportunities in Australia and beyond.

Mission

To empower international students and skilled migrants with equitable financial solutions that eliminate upfront barriers.

Values

Access: We open doors to credit where others close them.
 Equity: We lend based on capability and character, not legacy credit scores.
Community: We grow with our customers—students, agents, educators, and employers.

Partner With Us

Help More Students Succeed

Partner with EdFin to help your students achieve goals and boost visa approvals.

Funding for International Students

Key Benefits

Boost visa success rates

Expand access for partial-fund clients

Faster COE issuance and course commencement

Improve credibility among your clients