Break Barriers, Not Dreams
We help international students and skilled migrants take the next step to relocate to Australia—without upfront financial stress.

ENPL
Enrol Now Pay Later
International students often struggle with large upfront education-related costs causing financial stress
PAYL helps you break down your education costs into smaller, more manageable fortnightly payments
PAYL
Pay As You Learn
International students often struggle with large upfront education-related costs causing financial stress
PAYL helps you break down your education costs into smaller, more manageable fortnightly payments
PAYW
Pay As You Work
Skilled migrants often have job offers but do not have the upfront funds to relocate.
PAYW covers upfront relocation costs with flexible repayments once you start work
Vision, Mission, Values

Vision
To help global talent to unlock education, employment, and settlement opportunities in Australia and beyond.

Mission
To empower international students and skilled migrants with equitable financial solutions that eliminate upfront barriers.

Values
Access: We open doors to credit where others close them.
Equity: We lend based on capability and character, not legacy credit scores.
Community: We grow with our customers—students, agents, educators, and employers.
Partner With Us
Help More Students Succeed
Partner with EdFin to help your students achieve goals and boost visa approvals.
