Pay As You Work
Start Work. Repay Later.
Smart finance for professionals relocating to Australia
You’ve got the job offer but not the funds to move or settle
PAYW finances relocation costs to help you land softly in Australia with flexible repayments after you start working.
Benefits
Up to $25,000
Repay over 6–24 months
Income-based repayments
Covers rent, flights, tech, or family transitions
Covers: Tuition | Health Cover | Living | Flights
Especially built for visa holders in Healthcare, Engineering and IT
Eligibility
Valid work visa or capacity to obtain one
Formal job offer in Australia
Intention to work in priority shortage sectors
Demonstrable capacity to repay
PAYL Partner Benefits
Employers
(Local & Offshore)
- Access to Talent: Support skilled graduate migration into the workforce.
- Staff Stability: Ensure financial stability for new migrant employees.
- Co-Branded Pathways: Integrate EdFin into employee support and sponsorship programs.
Government & Regulators
- Supports Migration Policy: PAWY supports migration policies of skilled migrants.
- Alleviates shortages: Skilled workers alleviate shortages in critical sectors.
Investors
- Low-Risk Returns: Job-ready applicants ready to service loans = low risk.
- Scalable Market: constant supply of skilled migrants.
- Mission-Aligned Impact: Support UN’s Social Development Goals.
Community Groups
(Diaspora & Cultural Organisations)
- Empowerment Through Employment: Connects diaspora skilled migrants with local opportunities.
- Dignified Financial Support: Enables responsible sponsorship without informal debt.
- Community Diversity: Strengthens pride through viable employment and diversty.